Sanchay Plus - Features & Benefits

Highlights of Plan

  • ✅ Assured returns with zero market risk - no surprises, just guaranteed growth.”
  • 💼 Plan your future confidently with 100% tax-free* maturity or income benefits.
  • 💰 Choose how you want to receive money - one-time or lifelong income stream.
  • 🛡️ Life cover + savings = your family's financial safety and your peace of mind.
  • 😊 Return of premiums available in income options - your capital stays safe while you earn.
*Tax benefits as per Income Tax Act, 1961 and subject to change as per prevailing tax laws.
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Death Benefit
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Money Back Option
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Immediate Income Option
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Maturity Benefit
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Guaranteed Survival Benefit
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Simple Reversionary Bonus
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Cash Bonus
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Tax Benefits
Guaranteed Maturity

Key Features: One-time lump sum payout at maturity. - Guaranteed Additions accrue post premium payment term. - Ideal for planned future expenses (education, marriage, etc.).

Attractive Line: Get a lump sum payout with guaranteed additions - perfect for planned goals like education or marriage!

Guaranteed Income

Key Features: Receive fixed annual income for 10 to 12 years post maturity. - Total income ranges from 179% to 209% of annual premium. - Option to receive future payouts as a discounted lump sum.

Attractive Line: Enjoy fixed yearly income post-maturity – just like your salary, but guaranteed and tax-friendly!

Life Long Income

Key Features: Guaranteed income until age 99. - Return of all premiums at the end of payout period. - Suitable for long-term financial stability or retirement income.

Attractive Line: Lifetime income till age 99 – your pension-like solution with premium return assurance!

Long Term Income

Key Features: Guaranteed income for 25 to 30 years. - Return of all premiums at end of payout period. - Enhanced income percentages based on premium and term.

Attractive Line: A long-term money-back plan for your second innings – income up to 30 years + premium return!

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Age: 18 to 65 years
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Minimum Income: Rs. 2 lakhs per annum
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Qualification: Minimum 10th pass
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Gender
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Age
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Smoking
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Drinking Habits
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Pre existing diseases
etc.

Real Claim Stories

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Meghraj Nagar
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My dad was always the responsible one in our house. When he passed away during Covid-19, it was heartbreaking. I thought it was going to be a very tough time for my family. But he had a life insurance policy from HDFC Life. It helped us clear some debts and gave us breathing space financially. We didn’t have to run around or borrow money from relatives. The claim process was quite simple and hassle-free. After that, I realized how important it is, especially for middle-class families like ours.
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Sonu Kumar
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"My brother was always someone who planned ahead. When he met with an accident, it was traumatic for us. But my brother had taken a life insurance policy about 8 years ago from HDFC Life, and his policy helped his wife raise their two daughters without struggling. The claim was settled in a couple of weeks. That one decision he took really made a big difference for them."
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Shailendra Tiwari
RelianceGeneral
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"My friend lost his father to a heart attack last year. They weren't very financially stable, but his dad had a small term plan. Even though it wasn’t a huge amount, it came at the right time. His family used it to pay off some loans and get things back on track. It really opened my eyes to how important even a basic life insurance can be."

Insurance is the subject matter of solicitation. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

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